Terms and Conditions By using our website and services, including text messaging, you agree to these terms. 1. Introduction These Terms and Conditions govern your use of Two Trees Funding website and our services. If you disagree, please do not use our website or services. 2. Using Our Website ● Age Restriction: You must be at least 18 years old to use our website and services, including text messaging. ● Legal Use Only: You may not use our website or text messaging for any illegal or unauthorised purpose. You must obey all relevant laws. ● Changes: We may modify, stop, or remove any part of our website, services, or content without notice. ● Your Responsibility: You are responsible for how you use any information or materials from our website, including text messages. We are not liable for any issues that arise. 3. Intellectual Property All text, images, logos, software, videos, and text message content on our website are protected by copyright and other laws. You may not copy, distribute, change, or use any of our content without our written permission. 4. Privacy ● Privacy Policy: Our Privacy Policy explains how we collect, use, and protect your data, including information you share through text messages. By using our website and text messaging, you agree to our Privacy Policy. ● No Data Sharing: We do not share or sell your personal information, including the content of your text messages. 5. No Guarantees ● Information: Information on our website is for general knowledge only. We do not guarantee it is accurate, complete, or reliable. ● No Liability: We are not responsible for any losses or problems that may occur from using our website, text messaging services, or any information they provide. 6. Other Websites We may link to third-party websites. We are not responsible for their content or how they handle your data. Use them at your own risk. 7. Limitation of Liability As allowed by law, Two Trees Funding is not liable for any damages (direct, indirect, or otherwise) caused by using our website, services, or text messaging. 8. Your Responsibility to Protect Us You will protect Two Trees Funding including its officers, directors, employees, and affiliates, from any claims, losses, or expenses (including legal costs) arising from your use of our website or if you break these Terms and Conditions. 9. Laws and Disputes These Terms and Conditions are governed by the laws of New York. Any disputes relating to these terms will be resolved in the courts of New York, NY. 10. Changes to These Terms We may change these Terms and Conditions at any time. If we do, your continued use of our website and services, including text messaging, means you accept the updated terms. 11. Contact For questions about these Terms and Conditions, please email us at: peter@ttfny.com